This guide is for BUSI 489 Week 3 Targeted Financial Plan 3, start to submission. The third financial plan section for the case client.
BUSI 489 is Capstone in Financial Planning, 3 credit hours, in Liberty University's BS in Business Administration. Canvas and the course guide file print the code as BUSI489; it is the same course.
| Course | BUSI 489 Capstone in Financial Planning |
|---|---|
| Module/Week | 3 |
| Points | 100 points |
| Length | Set in the section instructions |
| Sources | The case, the textbooks and the planning software |
| Faith integration | Not required by the guide |
| Format | As instructed |
What BUSI 489 Week 3 Targeted Financial Plan 3 asks for
Targeted Financial Plan 3 is due in Module/Week 3 with Grable chapters 5 to 9 and 15. Same approach as the earlier sections, on the next content areas. Worth 100 points.
Where it fits in BUSI 489
In the published schedule, Targeted Financial Plan 3 is one of 16 graded written assignments in BUSI 489. It follows Week 3 Mini-Case Assignment 3 and comes before Week 4 Discussion Board Forum 1. The same week also has Mini-Case Assignment 3, so plan the week's writing together.
How BUSI 489 Week 3 Targeted Financial Plan 3 is graded
Liberty grades Targeted Financial Plan 3 with the rubric attached to the assignment in Canvas, worth 100 points in the published guide. That is about 10% of the course's 1,010 points. Open the rubric before you draft and read across each row: the top column describes what full credit looks like, and the gap between columns tells you what costs points.
Course grades in BUSI 489 use Liberty's point scale: an A is 900 to 1010 points of the course total. Missing the length or source minimum usually costs points on several rows at once, which is why the checklist below starts with them.
Timing in the published guide: Each course module/week (except Module/Week 1) begins on Tuesday morning at 12:00 a.m. (ET) and ends on Monday night at 11:59 p.m. (ET). The final module/week ends at 11:59 p.m. (ET) on Friday. Check the due dates in your Canvas section, which govern.
The BUSI 489 Week 3 method, step by step
Start from the need
Assess the need first. The plan's goals and measures all depend on a clear statement of the gap.
Write measurable objectives
Turn the need into objectives that can be measured: who, what, how much, by when. Vague goals make the evaluation section impossible to write.
Choose methods that fit the objectives
Match each objective to a method and justify the match with evidence (The case, the textbooks and the planning software).
Plan the resources and timeline
Show the sequence and the resources. A realistic timeline makes the plan credible.
Plan the evaluation
Say how you will know the plan worked: the measure, the data source and the time point for each objective.
Format and length
Follow the required template or headings and check length (Set in the section instructions) and APA.
For each area, state the current position, the gap and a specific recommendation with cost, then show the effect on cash flow. Keep the assumptions from Plan 1.
A structure for BUSI 489 Week 3 Targeted Financial Plan 3
Word targets are planning numbers for about 1,200 words of body text, set by the length in the guide; the rubric decides where to spend more.
| Section | What it must do | Target |
|---|---|---|
| Current coverage or position | What the client has now. | ~310 words |
| Analysis | Gaps and risks. | ~410 words |
| Recommendations | Specific products or actions. | ~360 words |
| Presentation | Client-ready. | ~120 words |
A topic angle that works
The reading spans tax planning and risk management (life, health, disability, long-term care, property and liability). Follow the section instructions for which areas this plan covers, and analyze each against the client's goals and resources.
Model paragraph with notes
An original paragraph written by our desk to show the register that earns full rubric credit. It is study material: learn the moves, then write your own.
Your employer's disability plan replaces 60% of salary but is taxable because the employer pays the premium, so after tax it replaces closer to 45%. An individual policy covering an additional 20% of income, at about $90 a month, would bring after-tax replacement close to 65%. This matters because your household depends on your income for the mortgage and the children's expenses.
- Current coverage.
- The gap.
- Cost and reason.
Mistakes that cost points on BUSI 489 Week 3
- No cost estimates.
- Ignoring taxes on benefits.
- Assumptions changed without explanation.
Checklist before you submit
- Length: Set in the section instructions
- Sources: The case, the textbooks and the planning software
- Each objective is measurable and has an evaluation measure
- Required template or headings used
- Each rubric row read against the section that answers it
Questions students ask
When is BUSI 489 Targeted Financial Plan 3 due?
In Module/Week 3.
How many points is BUSI 489 Week 3 Targeted Financial Plan 3 worth?
100 points in Liberty's published course guide for BUSI 489, out of a course total of 1,010 points (about 10% of the grade). The rubric attached to the assignment in Canvas shows how those points are divided.
Is BUSI 489 Week 3 the same in every section of BUSI 489?
This guide follows Liberty's published course guide for BUSI 489. Liberty notes that course content can change from term to term, so if your Canvas section shows different instructions, a different week or different points, follow Canvas and your instructor.
Want a tutor to look at your draft?
Send the instructions and what you have so far. A Liberty tutor replies with what to fix first, usually within the hour.