This guide is for BUSI 489 Week 4 Targeted Financial Plan 4, start to submission. The fourth financial plan section for the case client.
BUSI 489 is Capstone in Financial Planning, 3 credit hours, in Liberty University's BS in Business Administration. Canvas and the course guide file print the code as BUSI489; it is the same course.
| Course | BUSI 489 Capstone in Financial Planning |
|---|---|
| Module/Week | 4 |
| Points | 100 points |
| Length | Set in the section instructions |
| Sources | The case, the textbooks and the planning software |
| Faith integration | Not required by the guide |
| Format | As instructed |
What BUSI 489 Week 4 Targeted Financial Plan 4 asks for
Targeted Financial Plan 4 is due in Module/Week 4 with Grable chapters 10 and 11 and Lytton appendix D. Same approach as the earlier sections. Worth 100 points.
Where it fits in BUSI 489
In the published schedule, Targeted Financial Plan 4 is one of 16 graded written assignments in BUSI 489. It follows Week 4 Discussion Board Forum 1 and comes before Week 5 Mini-Case Assignment 4. The same week also has Discussion Board Forum 1, so plan the week's writing together.
How BUSI 489 Week 4 Targeted Financial Plan 4 is graded
Liberty grades Targeted Financial Plan 4 with the rubric attached to the assignment in Canvas, worth 100 points in the published guide. That is about 10% of the course's 1,010 points. The rubric rows are the real instructions. Draft against them, and you will rarely be surprised by the grade.
Course grades in BUSI 489 use Liberty's point scale: an A is 900 to 1010 points of the course total. Missing the length or source minimum usually costs points on several rows at once, which is why the checklist below starts with them.
Timing in the published guide: Each course module/week (except Module/Week 1) begins on Tuesday morning at 12:00 a.m. (ET) and ends on Monday night at 11:59 p.m. (ET). The final module/week ends at 11:59 p.m. (ET) on Friday. Check the due dates in your Canvas section, which govern.
The BUSI 489 Week 4 method, step by step
Start from the need
Define the need the Targeted Financial Plan 4 answers: who it is for, what gap exists, and how you know. A plan without an assessed need has nothing to measure against.
Write measurable objectives
Turn the need into objectives that can be measured: who, what, how much, by when. Vague goals make the evaluation section impossible to write.
Choose methods that fit the objectives
Match each objective to a method and justify the match with evidence (The case, the textbooks and the planning software).
Plan the resources and timeline
List what the plan needs (people, time, materials, cost) and the order of steps. Graders look for plans that could be carried out.
Plan the evaluation
Tie each objective to a measure and a time point. Evaluation is where most plans are thinnest.
Format and length
Use the template or headings the guide gives and stay within Set in the section instructions, in current APA.
Show how much the client must save each year to reach each goal at your assumed return, using the software or a time value of money calculation, and say which account type fits each goal (for example a 529 plan for education).
A structure for BUSI 489 Week 4 Targeted Financial Plan 4
Word targets are planning numbers for about 1,200 words of body text, set by the length in the guide; the rubric decides where to spend more.
| Section | What it must do | Target |
|---|---|---|
| Current position | Accounts and allocations. | ~290 words |
| Analysis | Fit with goals and risk. | ~430 words |
| Recommendations | Allocation and accounts. | ~360 words |
| Presentation | Client-ready. | ~120 words |
A topic angle that works
These chapters cover education and investment planning. Follow the section instructions; for investments, recommend an allocation that fits the client's risk tolerance and time horizon for each goal.
Model paragraph with notes
An original paragraph written by our desk to show the register that earns full rubric credit. It is study material: learn the moves, then write your own.
To fund half of each child's estimated in-state college costs, about $60,000 per child in future dollars, you need to save about $230 a month per child for 14 years at a 6% return. We recommend a 529 plan, whose earnings grow tax-free for qualified education expenses, invested in an age-based portfolio that becomes more conservative as each child nears college.
- A savings target.
- An account type.
- An allocation.
Mistakes that cost points on BUSI 489 Week 4
- No calculation.
- Wrong account type.
- Ignoring risk tolerance.
Checklist before you submit
- Length: Set in the section instructions
- Sources: The case, the textbooks and the planning software
- Each objective is measurable and has an evaluation measure
- Required template or headings used
- Each rubric row read against the section that answers it
Questions students ask
When is BUSI 489 Targeted Financial Plan 4 due?
In Module/Week 4, the same week as Forum 1.
How many points is BUSI 489 Week 4 Targeted Financial Plan 4 worth?
100 points in Liberty's published course guide for BUSI 489, out of a course total of 1,010 points (about 10% of the grade). The rubric attached to the assignment in Canvas shows how those points are divided.
Is BUSI 489 Week 4 the same in every section of BUSI 489?
This guide follows Liberty's published course guide for BUSI 489. Liberty notes that course content can change from term to term, so if your Canvas section shows different instructions, a different week or different points, follow Canvas and your instructor.
Want a tutor to look at your draft?
Send the instructions and what you have so far. A Liberty tutor replies with what to fix first, usually within the hour.